MONEY BETWEEN US
Monthly Money Meeting
See what changed before deciding what to do.
What changed this month?
Pressure points
BillsKidsDebtSavings
What needs both of us?
30 minutes · once a month · for the two of you
Talk about money before money turns into a fight.
Two guided pages that help you see what changed, make the decisions that matter, and agree on the next 30 days together.
$12
one-time
Instant digital download · Print it or fill it in digitally · Made for couples
MONEY BETWEEN US
Our Next 30 Days
Leave with fewer open loops.
Decision 1
Decision 2
Decision 3
One shared rule
Sound familiar?
Most couples do not need another budgeting app.
“Can we actually afford this?”Usually asked after the decision already feels emotional.
“Why didn’t you tell me?”Because the conversation happened too late.
“I thought you were handling it.”One partner quietly becomes the money manager.
The problem is not always the money. Sometimes you just do not have a good way to talk about it.
The ritual
Three things. Thirty minutes. Once a month.
No giant spreadsheet. No blame. No trying to solve your entire financial life in one night.
1
See what changed
Income, bills, school costs, travel, debt, savings, or anything else that made this month different.
2
Pick what needs a decision
Stop discussing everything at once. Choose the few money decisions that actually matter right now.
3
Agree on the next 30 days
Leave with three decisions, clear ownership, and one rule you both understand.
What you get
The product is intentionally small.
You should be able to use it tonight, not add it to a folder of things you will read someday.
PAGE 1
Monthly Money Meeting
- What changed since last month
- Upcoming expenses and pressure points
- One money win worth noticing
- The decisions that need both of you
PAGE 2
Our Next 30 Days
- Your three shared decisions
- Who is responsible for what
- One money rule until the next meeting
- Your next money date on the calendar
Especially useful when
Your money is shared, but your situation is not simple.
One of you earns more
So “50/50” and “fair” do not always feel like the same thing.
Income changes month to month
Freelance, 1099, commission, business income, bonuses, or uneven paychecks.
You have kids
School, childcare, activities, clothes, medical costs, and surprise expenses add new decisions constantly.
You have separate or hybrid accounts
You do not need fully combined finances to need a shared conversation.
What if they do not want to?
You can still start without turning it into another fight.
Money Between Us is designed for the very common situation where one person is ready to talk and the other is not.
1
Start solo
Fill in what changed, what feels tight, and the one decision you think actually needs both of you.
2
Ask for 10 minutes, not a “money meeting”
Try one neutral ask: “Can we take 10 minutes to decide this one thing together?”
3
Separate control from agreement
Use the ritual to see what you can handle yourself and what truly requires a shared yes. If the answer is still no, do not force the conversation.
START THIS MONTH
A better money conversation costs less than dinner.
Download the two-page ritual, pick a night, and make your next three money decisions together.
For educational and organizational purposes only. Not financial, tax, legal, investment, or relationship counseling.
FAQ
Before you start.
What if my partner does not want to do this?
Start on your own. Then ask for 10 minutes to make one decision together, not a full financial overhaul. The worksheet also helps you separate what you can control from what requires both people to agree.
Do we need a joint bank account?
No. The ritual works whether your money is combined, separate, or somewhere in between.
Is this a budget spreadsheet?
No. It is a guided conversation. You can use whatever banking or budgeting tools you already have.
Is this financial advice?
No. It does not tell you what to invest in, how to file taxes, or what financial choice is right for you.
What if money conversations usually become tense?
The ritual is designed to keep the conversation narrow and decision-focused. Either person can pause any question that feels unsafe or unproductive.